Janine completed a Commerce Degree at the then University of Ballarat, and it was here that she met her husband Tim. Following university, Janine had a successful finance career in Ballarat with Ballarat Regional Industries (BRI), Goodman Fielder (Sunicrust Bakeries) and the Department of Sustainability and Environment (DSE).

After Janine’s accidental death in 2012, The Ballarat Foundation assisted Tim to create a Sub-Fund as a lasting legacy in her honour. 

Tim Owen awards student, Jasmine Bishop, with the Janine Owen scholarship to study a Bachelor of Commerce at Federation University.